銀行

Bank of America has agreed to pay $108 million to settle
charges by the Federal Trade Commission that the bank's
Countrywide Financial mortgage subsidiary collected excessive
fees from struggling homeowners and engaged in other abusive
practices in the years before the bank acquired Countrywide
in July 2008. In announcing the settlement on Monday, the
commission said the payment would be used to reimburse
homeowners.

以上是今天看到的新聞，銀行紛紛被罰款，騙人，慢慢成了銀行的代名詞。世間應有銀行嗎？